Make a purchase when you need to, not just when you have the cash. Or use a credit card to consolidate your debt.
You can withdraw cash on your card 24 hours a day in the UK or while travelling abroad. Credit cards also give you more choices and can save you money when shopping on the Internet.
The balance on the card can be paid at the end of the month, or spread over several months. You decide which type of card fits your budget best.
Need to understand what credit cards are and how they work? In this section, we've provided you with the basics of cards and tips to selecting the right ones for you.
Click here to use our credit card tool to find the best deals from over 300 cards and for many cards, apply online.
If you have a poor credit history or are having trouble getting a credit card, click here.
Make a purchase when you need to, not just when you have the cash. Or use a credit card to consolidate your debt. 
